It's no secret that buying a home is a huge undertaking and can be a decision that lasts a lifetime. There are many details to consider, and it gets overwhelming pretty quickly. The home buying process with The Yates Team is designed to make your experience as smooth and stress-free as possible. So, let's break down our process step by step.

Step 1: Get pre-approved for your mortgage. 

Getting pre-approved for a mortgage is a critical part of the home-buying process and one that you want to do before you start browsing homes. It will give you an idea of how much house you can afford and what kind of interest rate you'll be paying. A mortgage broker will review your financials to assess how large of a loan you can qualify for. If you cannot qualify for the amount you anticipated, your broker will be able to advise you on how to better position your financials so you can buy the home of your dreams. 

Step 2: Connect with an experienced real estate agent. 

Once pre-approved for a mortgage, it's time to begin your home search. The Yates Team has over 30 years and hundreds of millions of dollars of real estate experience in the Boston area and can provide valuable insight into neighborhoods, house prices, and market trends. We offer professional guidance with no strings attached, so you can be sure that our recommendations are built around your best interests. 

Step 3: Begin house hunting! 

With an agent by your side, the fun begins! The Yates Team values our clients, which is why we provide them with access to the Multiple Listing Service (MLS) and listen to their requirements carefully before bringing them through dozens of homes. Our goal is to make this process as simple and easy as possible. 

Step 4: Make an offer.

Once you've found the perfect house, it's time to make an offer. First, our team will discuss realistic offers with you based on market comparables and conditions. We want you to get the house without overpaying. Then we present them to the seller on your behalf. Once your offer is accepted, we'll work diligently with all parties involved to ensure that all paperwork is submitted promptly and reviewed properly. 

Step 5: Inspection and finance contingencies get cleared. 

If you include inspection and finance contingencies in your offer, it's time to order your home inspection and finalize your finance. Our team will help you every step of the way, providing recommendations and resources. 

Step 6: Closing day! 

After all other contingencies have been cleared, and contracts have been signed, it's time to celebrate closing day! Our team will provide guidance and support throughout the entire process right up to the end. We'll work closely with all parties to ensure everything is handled appropriately and on time. 

We understand how important your home buying experience is, so The Yates Team strives to provide you with the best service possible. Contact us today and let us help make your dream of owning a home come true!